Risk Management Services &
Liability Claims Handling

I offer risk management services, including data protection, cyber security and liability claims handling to clients in the public, private and third sectors as well as to individuals, helping them save time and stress as well as money.

Simply the management of risk

My Services

As life is full of risks, we all manage them: sometimes consciously, sometimes not; sometimes well, sometimes badly. What I am offering is a planned, deliberate approach, resulting in written evidence of how each of your risks is managed.


About Me

I offer advice and help to clients in various aspects of managing risks, reducing the cost of claims and other losses, by drawing on my wide experience in accountancy, audit, insurance and risk management.

John Harvey Murray

– Amazon review



 Let the facts speak for themselves! Click on the button below to look at the statistics extracted from CIPFA Benchmarking Reports.

These compare St Helens Council with a group of 12 similar authorities and with all 65 unitary authorities in England and Wales taking part in the exercise, relating to the period when I was managing claims at St Helens. Overall, I achieved savings of around 15% a year on the Council’s total cost of insurance and uninsured risks.

My Writing Blog

Latest News

The Police – victims of the Claims Culture?

What Claims Culture? The Claims Culture is the name given to the phenomenon of people seeking compensation for every misfortune in life Some solicitors used to say where there's blame there's a claim and people think someone must be to blame for everything that goes...

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Some Q & A for a Christmas quiz

Fancy a Christmas Quiz? Here are nine questions you might like to use in a Christmas quiz. The links take you to the answers. I hope you have fun. What is the year and month of Jesus birth at the first Christmas? How many accounts of Christmas appear in the Bible?...

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Is a Minimum Income policy too high a risk?

Who is talking about guaranteed minimum income? I heard that the Green Party is advocating a guaranteed minimum income.  It would be more interesting than most of what we are hearing. All parties seem to be dusting off tried - or tired? - old polices. This could be...

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