Risk Management Services &
Liability Claims Handling

I offer risk management services, including data protection, cyber security and liability claims handling to clients in the public, private and third sectors as well as to individuals, helping them save time and stress as well as money.

Simply the management of risk

My Services

As life is full of risks, we all manage them: sometimes consciously, sometimes not; sometimes well, sometimes badly. What I am offering is a planned, deliberate approach, resulting in written evidence of how each of your risks is managed.


About Me

I offer advice and help to clients in various aspects of managing risks, reducing the cost of claims and other losses, by drawing on my wide experience in accountancy, audit, insurance and risk management.

John Harvey Murray

– Amazon review



 Let the facts speak for themselves! Click on the button below to look at the statistics extracted from CIPFA Benchmarking Reports.

These compare St Helens Council with a group of 12 similar authorities and with all 65 unitary authorities in England and Wales taking part in the exercise, relating to the period when I was managing claims at St Helens. Overall, I achieved savings of around 15% a year on the Council’s total cost of insurance and uninsured risks.

My Writing Blog

Latest News

Is Covid-19 a special risk?

Is Covid-19 the one risk on which I have nothing to say? This is my first post about the Covid-19 crisis except one I put on my other website about the Christian response to this pandemic. That is because I am no medical expert and must rely on the advice we all get....

read more

The risks of comparing IQ.

Why are IQ tests controversial? Schools, employers and others have carried out IQ tests for many years, on and off. The old Eleven Plus exams included them. This has always been controversial, especially when people have tried to compare the results of different races...

read more

The Police – victims of the Claims Culture?

What Claims Culture? The Claims Culture is the name given to the phenomenon of people seeking compensation for every misfortune in life Some solicitors used to say where there's blame there's a claim and people think someone must be to blame for everything that goes...

read more


01925 445215


07726 490639



I'm Social