I hope you have survived Halloween.  Sometimes this is the time people notice things going wrong and start seeing sinister forces at work.  The Jinx?  They say things like, “These things always go in threes” or  “I’m under a curse”.  Perhaps they have walked under a black cat or something.

See my article, as relevant now as it was when I first published it.


To defeat the Jinx, Risk Management is better than a lucky charm!  Try it.

Horse Shoe